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Feature/NoteSmall Business Version2026 Version for Home2025 Version for Home2024 Version for Home
Excel Version Required (Windows PC Users)Excel 2021 or newerExcel 2019 or newer,
Microsoft 365 Recommended but not required
Excel 2019 or newerExcel 2016 or newer
Excel Version Required (Mac Users)Microsoft 365Microsoft 365Microsoft 365Microsoft 365
Maximum number of bank accounts supported1512106
Customizable categories to categorize income/expenses
Customizable sub-categories
Charts/Dashboard to visualize expenses by month/year/categoryRobust dashboard with filtering by different business entityRobust dashboardRobust dashboardRobust dashboard
Monthly bank statement reconciliation
Easily post recurring (future) transactions to help with budgeting for the month
Split a large transaction across multiple categories
Debt obligations worksheet
Enhanced with
debt payoff
calculator
Automated feature to record transfer to/from another account
Dropdown list for easy date entry
Dropdown list for frequently used payees
Reporting screen for expenses/income
Profit & Loss Statement (P&L)
Monthly Subscriptions Tracker
Assets Worksheet with Net Worth Calculation
Set Money Aside Feature
Monthly payment calculator for debt obligations
Support for multiple small businesses in the same bank account
Requires Excel macros to be enabled
See discount offer on page

If you are looking for something very basic and simple, there’s also an older 2023 version and a very basic checkbook available here.

*What are macros and why should you care? Macros are small bits of programming that can automate repetitive functions. Excel macros are typically written in visual basic (VBA), and over the years, some hackers have taken advantage of the power of VBA to add malicious code to Excel or Word documents. This is why Microsoft will warn you when a document or Excel file has macros. I avoided the use of Excel macros for a long time due to these valid concerns, but eventually I added some simple macros to my checkbook template because macros can add awesome functionality. The macro programming in my Excel checkbook templates is safe and harmless. I value the trust that you place in me when you become a customer and I never want to do anything that is harmful or manipulative.

SAFETY NOTE: Your safety and peace of mind is important to me. You are encouraged to scan any downloaded file for malware. A terrific website that can scan a file is called Jotii.org (https://virusscan.jotti.org/). Their website will allow you to upload a file and have it scanned using over 12 different virus scanners. My checkbook template will be reported as clean (no viruses found).

And as part of being fully transparent with you my customer, I have a link to a screenshot of the macro code in the ‘2024’ version of my spreadsheet. While it might be a bit cryptic to read, it truly is harmless code. NOTE: the macro code section is password protected to protect my intellectual property.