A Better Excel Checkbook
Hi, I’m a former Quicken user. Many years ago, I decided to abandon Quicken and replace it with a simple spreadsheet to manage my bank accounts. I explored and tested a lot of checkbook register templates but I did not like any of them. So, I created my own and began to offer it for free in 2019. Hundreds of people loved it and encouraged me to enhance it.
Maybe you’re also looking to replace Quicken, MINT, or Simplifi. Perhaps like me, you want to protect yourself from 3rd party apps that require access to your bank accounts. Or maybe you have a small business and need an easy-to-use bank account spreadsheet. If so, please check out the offerings below. Email support is included with all of my Excel templates.
There are four Excel Checkbook Templates to choose from. This includes the new Small Business edition, a recently updated 2025 version for home use, the previous 2024 version, and an older 2023 version that will work on some older versions of Excel. See a comparison of available Excel checkbook register templates.
You can also see my honest review of other Excel checkbook register templates along with their issues and annoyances. This includes a look at the free checkbook register templates from Microsoft (which are awful!).
Why would you want to use Microsoft Excel for your bank accounts? I recommend it so that you can have independence from third-party applications, better control of your data privacy, and the ability to customize and extend your own solution to best fit your needs. Read why Microsoft Excel is an excellent tool for checkbook management that puts you in control of your information.
The following reviews are unedited and are from real people.
### ⭐⭐⭐⭐⭐ Review for Excel-Checkbook.com
I couldn’t be more impressed with the XLS spreadsheet from **excel-checkbook.com**. It’s a fantastic value for anyone who wants a reliable, secure, and customizable way to balance checking accounts or generate insightful dashboards.
What sets this spreadsheet apart is that it keeps your financial data under your control. You don’t have to store anything in the cloud unless you choose to back it up there, which is a huge plus for privacy-conscious users.
Setup was refreshingly simple. Even those with only basic Excel skills will find it easy to get started. The pulldown menus are intuitive, and customizing categories or sub-categories takes just a few clicks. Within minutes, I had a tailored system that fit my personal budgeting style perfectly.
The dashboard features are especially powerful—clear visuals that make tracking spending and account balances effortless. It’s the kind of tool that combines simplicity with flexibility, giving you professional-level insights without the complexity or subscription fees of other financial software.
If you’re looking for a secure, easy-to-use, and highly customizable solution for managing your checking account, this spreadsheet is an outstanding choice.
Thank you Margaret!
I absolutely love the Excel Checkbook. I used Quickbooks for my home checking for years but it got far too expensive for that. So I searched far and wide for some app that would fit my needs and have a free or reasonable cost. Of course I found nothing suitable. Then I stumbled upon Excel Checkbook Register. I immediately knew it was perfect!
I’ve used Excel for years and knew of its simplicity, and it’s powerful capabilities. The formulas needed for a good home checking system are way above my ability. I’m so thankful this was accessible and for such a reasonable cost. Thanks so very much for making this available to me and people like me. It’s an answer to prayer.
This Excel Checkbook Register - 2025 is perfect for my needs and what I've been searching for to keep an electronic register. I am so impressed by the ease of use, the tabs, the clear directions, and all the accounting details I need. I previously used Quicken and generally liked it, but I wanted a stand-alone (offline) checkbook type of register for all my accounting and bank accounts. This is it!!
The best part about all this is Logan's excellent customer service when I had questions about how some of the functions worked. He has done a great job with his tutorial videos, FAQs and his own personal attention to my questions. What a difference a human makes!! Thank you again for a great product - keep up the good work!
I've been trying to find something simple yet powerful enough to run a smaller farming operation and found this very easy to use and even reports on expenses. I tried using QuickBooks but can't really afford that and its way too much for a small operation.
I'd love to see a Balance Sheet but thanks for a fantastic product!
Hey there, We just downloaded your excel sheet. I can't tell you how much I love it. Its amazing. We have a pretty big sized business that we use quickbooks for. And we found this to use for our rental properties! Its amazing and I love it. My question is.... So the tenants pay a security deposit. How would I categorize that in this system? I know its not income... Its not really an expense. Help!
Thank you for the note! I would propose using a separate register worksheet to track those security deposits. And you might consider either not categorizing them at all, or add a new entry in the category list for Security Deposit but don't give it a Category Type.
Thank you for a great program. I am thrilled to have this program to work with. It is very easy to navigate even for the person who doesn't work with excel much. The directions to get started are very clear and easy to understand. I appreciated it very much!